Home ownership is the foundation of the American dream and a top financial goal for many people. But with the median listing price for homes on the market at just over $250,000, according to Zillow, most homebuyers need to finance their purchase with a mortgage instead of paying cash. Finding the right mortgage loan is…
Finding the right lender will help you find the right mortgage. One of the most exciting (and stress-inducing) events in life is house hunting. Seeking out your next sanctuary can certainly put stars in your eyes. There is also a major milestone that almost every home buyer has to face. It’s a little less glamorous…
After all the data breaches in the last couple years, consumers have been feeling vulnerable to identity theft. Many have utilized a Credit Freeze to prevent would be thieves from opening new accounts in their name. However, what happens when you need to open a new account? Here’s what you need to know. Don’t Get…
Does it feel like you need a crystal ball to choose a lender for your new home. We have some tips that are a bit more scientific. Print out this list of questions and take it with you when you interview or research lenders. If you need assistance with a real estate sale or purchase,…
If you are in the market for a new home, and a new mortgage, then Fannie Mae has some good news on the horizon. They want to make it easier for individuals with student loan debt to get a mortgage. That’s great news for most people because in this day very few people get out…
There are lots of things that you should and should not do after you apply for your mortgage so picking just a few to discuss here is no easy task. But it is safe to say that if you do anything that has anything to do with your credit or your work or the money…